Hi, it’s not rude at all!
I think the most important thing here is your inseam length (crotch to ground, including any height brought by your shoes). I’m 176cm but have a rather short inseam length of only 77cm, where the minimum requirement of Oracle 36 was 39cm. However I decided to take the chance and luckily it worked for me with the seat post all the way down. Most people around me have longer legs than me, even if they are shorter in stature, so I guess you can give it a try, too! Take a measurement of your inseam length to get started 