I ride.
If you want info on how to make a studded tire check out this thread. It is a tutorial on how to stud a tire that I wrote up. There is also some discussion of alternate ways of studding and my experiences with different studding techniques, chains, etc.
Bigger wheels work better than smaller wheels in winter. If you are riding a 20 consider getting a Muni for the winter if you think you would like to have one for the rest of the year as well.