I worked for a driving (car and motorcycle) school in New York for 3 years. Here’s some sensible but maybe not-so-fun advice to keep you alive and protect your insurance rates.
If you’re just getting your drivers license, better to get some legal road time in before switching to the motorcycle. Unlike the UK, where Mikefule is, motorcycles are a relative rarity on U.S. roads, and don’t get noticed or paid attention to as well as in most other parts of the world. In other words, the most common form of car/bike accident in the U.S. is a car making a left turn into your path because they “didn’t see you there.”
So, better to get comfortable interacting with traffic first, then add motorcycle. Also, if you can, learn to drive a stick-shift first. though on a bike the controls are in different places, the concepts are the same. If you get used to working a clutch first, that’s one less thing to distract you when learning the bike.
I taught people on 250cc Japanese bikes. Very easy to handle, and easy to pick up off the ground. Expect to drop the bike at least once, and make this a factor in your choice of bike. Some hold up much better than others, or cost less to repair after a drop. We used our own bikes, so people wouldn’t have to put their shiny new Harley’s at risk. Many students came to us after having bad experiences with friends teaching them how to ride.
Most common mistake people make in teaching their friends: They don’t teach them how to stop. Practice stopping and starting a lot. Stopping is when the bike is most likely to get dropped, and starting is where you want to be comfortable and confident in traffic. Especially in a left turn at a traffic light that’s turning red.
My personal advice: don’t get a crotch-rocket like the Ninja. I have never, ever seen someone over the age of 40 riding one. Where do they all go? Also I don’t find them comfortable. It’s like riding a racing bike (bicycle) to get to school. Okay, maybe you never rode one. A racing bike has super-twitchy steering, very skinny tires, and is generally very uncomfortable to ride for pleasure. The Ninja is designed to look like a racing motorcycle. And it also acts like one, which is to say more power than you should want, especially in your early years of riding.
Mikefule’s stories of theft may also be a more UK-oriented thing, but I’m not familiar with the patterns of which kinds of bikes get stolen in this country.
There are different kinds of course. My company offered lessons, but there was also an “advanced motorcycle course” offered through the American Motorcycle Association, which I took myself. That one is best to take on your own bike, if you have one, so you can directly apply the riding skills you learn. If it’s one of those types of course, definitely take it. Mine was for people who already have a motorcycle license. The lessons my company offered were for people preparing for a road test, or learning to handle the bike.
In answer to your 50 questions about the course, you should ask the people offering the course.
…And you live in Wisconsin. If you plan on having a job in the future, perhaps to pay for the bike and gas, you may find that choice highly unrealistic. You haven’t experienced hypothermia until you gotten it riding a motorcycle in 70-degree weather wearing a T-shirt (there’s a story there). In other words, being cold takes on new meaning when you ride a motorcycle. Where I live, we have what I call “fake winter.” My grandparents, who lived in LaCrosse WI, would call my winter “September.” Unless you like swimming in Lake Superior in the winter time, you probably won’t enjoy riding a motorcycle then either.
Probably one big payment of $5000 unless you have an established credit record. Interest rates depend on that. If you go through your parents it will probably be a lot less than what you can get unless you’ve been using credit cards for a few years. Beyond that, there are plenty of loan calculators online.
Whatever you end up with, keep “not being dead” as your primary objective with motorcycles on American roads. Better to have a motorcycle for fun than as a primary means of transportation (especially in the great white north).
Road test:
You had asked how that works. It varies from state to state, but in New York you have to bring the motorcycle, and a car, and a person to drive the car. The DMV inspector gets in the car with your friend for the road portion of the test. If you ride the motorcycle to the test, the other person has to have a motorcycle license to make you legal getting there. Or you can trailer the bike to the test. What a hassle. That’s why my company offered a $100 road test service, where we bring you down there with our bikes, help you prepare, and then do the test with the DMV person.